Estimate compound wealth creation from regular monthly mutual fund investments over time.
Adjust numerical values below or drag sliders to recalculate trajectory in real time.
Amount automatically invested every month into the mutual fund scheme.
Long-term annualized expected return from equity or hybrid mutual funds.
Total investment horizon in years.
Interactive visual breakdown of principal invested vs. wealth gain / interest over time.
Comprehensive guide covering foundational concepts, regulatory rules, and advanced strategies.
SIP allows you to invest a fixed sum regularly into mutual funds instead of putting in a lump sum. This discipline takes advantage of Rupee Cost Averaging—when markets drop, your fixed monthly amount buys more units; when markets rise, the value of your existing units grows. Over long tenures, SIP harnesses the exponential power of compounding.
In Indian personal finance, the legendary '15-15-15 Rule' demonstrates that investing ₹15,000 per month for 15 years at an expected 15% CAGR creates a corpus of approximately ₹1 Crore, where total out-of-pocket investment is only ₹27 Lakhs (and ₹73 Lakhs is pure compounding growth). Furthermore, extending the tenure by just 5 more years to 20 years more than doubles the final corpus.