Market News
Stay updated with the latest market trends, earnings, and economic indicators.
Geetanjali Credit and Capital reports standalone net profit of Rs 0.15 crore in the June 2026 quarter
Sales reported at Rs 0.20 crore
Certus Capital invests Rs 275 crore in Gurgaon residential project
Certus Capital has invested ₹275 crore in a Gurgaon low-rise residential project. This marks their second investment in the National Capital Region this year. The real estate private credit platform has deployed capital across several Indian cities. Certus Capital focuses on low-supply residential segments with strong end-user demand. The firm holds licenses as an Alternative Investment Fund and NBFC.
Credit-deposit gap to persist as loan demand dynamics have changed, says SBI Research
A noticeable gap between credit and deposit growth is troubling the banking landscape. Consumers are shifting their savings from traditional deposits to diverse financial options. Amid geopolitical uncertainties and rising oil costs, companies are requesting more working capital loans. To alleviate this funding pressure, newly introduced FCNR(B) deposits could provide a short-term remedy. It is projected that savings will increasingly gravitate towards the five-year maturity category.
Credit-deposit gap to persist as loan demand dynamics have changed, says SBI Research
A noticeable gap between credit and deposit growth is troubling the banking landscape. Consumers are shifting their savings from traditional deposits to diverse financial options. Amid geopolitical uncertainties and rising oil costs, companies are requesting more working capital loans. To alleviate this funding pressure, newly introduced FCNR(B) deposits could provide a short-term remedy. It is projected that savings will increasingly gravitate towards the five-year maturity category.
Corporate loan growth outpaces retail advances at top private banks
Corporate lending at top Indian private banks surged significantly in the June quarter. This corporate loan growth far outpaced retail credit expansion, reaching 26% on average. Higher bond yields pushed companies back to mainstream lenders for working capital needs. This revival lifted overall bank credit growth to its fastest pace in over two years. Sectors like commercial real estate and infrastructure saw increased demand for loans.
India Inc is returning to banks for money, but retail borrowers aren’t keeping pace
India’s largest private banks are witnessing a shift in credit demand, with corporate and SME lending driving loan growth while retail borrowing remains subdued. Stronger working capital demand, refinancing and business banking boosted advances, but slower consumer credit growth and weaker CASA ratios continue to weigh on banks’ funding mix and margins.
Trade, NBFC credit to remain fastest-growing lending segments: Report
Trade and NBFC credit are expected to remain among the fastest-growing segments of India's banking system, supported by rising formalisation of economic activity, deeper financial penetration and the expanding reach of organised lenders, according to a report by Ashika Institutional Equities. The report said continued adoption of GST, digital payments and cash-flow-based underwriting will support credit expansion, while banks are likely to increasingly favour well-capitalised NBFCs with diversified funding profiles and healthy asset quality.
Bank credit growth records spurt of 18.50% on year
Powered by Capital Market - Live News
Sameera Group eyes Rs 500 crore fundraise to fuel pan-India expansion
Sameera group is seeking Rs 500 crore for its pan-India expansion plans. The Tamil Nadu-based conglomerate recently secured substantial funding from a real estate credit platform. This capital raise aims to support their integrated township development strategy across the country. Institutional capital is increasingly supporting quality developers in the maturing real estate market. The group's diverse business interests position them for significant future growth opportunities.
Spark Capital's Devang Mehta bets on BFSI, consumption; sees metals, IT as tactical plays
Devang Mehta, Deputy Managing Director & CIO-Equity at Spark Capital Private Wealth, says banks and NBFCs are well placed to benefit from improving credit growth, a strengthening capex cycle and rising consumption. He expects BFSI to outperform as private banks recover and NBFCs remain in a sweet spot. Mehta also favours discretionary consumption, including jewellery and premium products, while viewing metals and IT as tactical bets rather than long-term compounders amid global volatility.
Tata Capital joins the race to own a piece of India's dormant wealth
Tata Capital's acquisition of an 88.6% stake in Kerala-based Yogloans signals growing confidence in India's fast-expanding gold loan market as lenders shift away from unsecured retail credit. The deal gives Tata Capital an established gold loan business with a ₹708 crore loan book, 162 branches and 32,000 customers, allowing it to tap a segment driven by rising gold prices, tighter regulations on unsecured lending and changing consumer attitudes towards using family gold as collateral.
Tata Capital forays into gold loans with Yogloans acquisition
Tata Capital is entering India's gold loan market by acquiring a majority stake in Yogloans. This strategic move expands their retail lending portfolio with a secured lending product. The acquisition involves a share purchase and a significant capital infusion into the NBFC. India's gold loan market is expanding, driven by rising gold prices and credit demand. Yogloans operates across four southern states and will continue under its current leadership.